Tools/Readiness scorecard
Readiness scorecardInsurTech Readiness Index
The InsurTech Readiness Index is a free self-assessment that scores an insurance business's digital maturity across six capabilities: carrier and product integration, underwriting automation, claims digitisation, distribution and embedded channels, data and AI maturity, and IRDAI-aligned compliance. It returns a readiness score out of 100, a maturity level, and the areas to prioritise first.
Anchored on our experience building Deployit, an insurance operating system.
Rate your operation
Score each of the six factors from “Not started” to “Leading.”
Carrier and product integration
How easily you connect to insurers and launch products through one integration.
Underwriting automation
How much of underwriting is automated versus manual.
Claims digitisation
How digital and straight-through your claims process is.
Distribution and embedded channels
Your reach across digital, partner, and embedded distribution.
Data and AI maturity
How well you use data and AI for pricing, risk, and service.
IRDAI-aligned compliance
How well your systems meet regulatory and audit requirements.
Frequently asked questions
The InsurTech Readiness Index is a free self-assessment that scores an insurance business's digital maturity across six capabilities: carrier and product integration, underwriting automation, claims digitisation, distribution and embedded channels, data and AI maturity, and IRDAI-aligned compliance. It returns a readiness score out of 100, a maturity level, and the areas to prioritise first.
Yes. The InsurTech Readiness Index is a free, no-signup self-assessment. You answer six quick questions and your responses stay in your browser.
About two minutes. You rate your operation on six factors from "Not started" to "Leading" and get an instant score out of 100 with a readiness level and focus areas.
You rate each of the six factors from "Not started" (0) to "Leading" (4). The tool averages your ratings into a score out of 100, maps it to a readiness band, and highlights your weakest factors to work on first.
No. It is a self-assessment for guidance, not a formal audit. For a deeper, tailored assessment and a concrete roadmap, you can book a free call with our team.
It is for insurers, brokers, MGAs, and banks or NBFCs distributing insurance, as well as insurtech startups. Anyone running or building an insurance operation can use it to gauge digital maturity and find the highest-return gaps to close.
Six: carrier and product integration, underwriting automation, claims digitisation, distribution and embedded channels, data and AI maturity, and IRDAI-aligned compliance. These are the capabilities that separate a modern InsurTech from a legacy carrier.